{"openapi":"3.1.0","info":{"title":"POST /api/v1/credit/compliance/templates/{template_id}/approve","version":"1.0.0","description":"Approve a compliance template"},"servers":[{"url":"https://api.ondayzero.com","description":"Production"}],"paths":{"/api/v1/credit/compliance/templates/{template_id}/approve":{"post":{"tags":["credit"],"summary":"Approve a compliance template","description":"Records counsel's approval of a draft: `reviewed_by`, `reviewed_on` and `signoff_document` are required; the operator and the time are recorded, and the approval covers the file exactly as it is now. Operator action.","operationId":"credit_approve_compliance_template","parameters":[{"name":"template_id","in":"path","required":true,"schema":{"type":"string","title":"Template Id"}},{"name":"authorization","in":"header","required":false,"schema":{"anyOf":[{"type":"string"},{"type":"null"}],"title":"Authorization"}},{"name":"x-business-id","in":"header","required":false,"schema":{"anyOf":[{"type":"string"},{"type":"null"}],"title":"X-Business-Id"}}],"requestBody":{"required":true,"content":{"application/json":{"schema":{"$ref":"#/components/schemas/ComplianceTemplateApproveRequest"}}}},"responses":{"201":{"description":"Successful Response","content":{"application/json":{"schema":{"$ref":"#/components/schemas/SuccessEnvelope_ComplianceTemplateResponse_"}}}},"400":{"description":"Bad Request - Invalid input","content":{"application/json":{"example":{"error":"validation_error","message":"Validation failed: due_date: Input should be a valid date","errors":{"due_date":"Input should be a valid date"},"code":"GEN_002","request_id":"3f0e7c2a-9b4d-4e1a-8c6f-2d5b7a1e9c30"},"schema":{"$ref":"#/components/schemas/ErrorResponse"}}}},"401":{"description":"Unauthorized - Missing or expired token, an MCP OAuth token used against the REST API, or no access to this business","content":{"application/json":{"example":{"error":"unauthorized","message":"Authentication required","code":"AUTH_001","request_id":"3f0e7c2a-9b4d-4e1a-8c6f-2d5b7a1e9c30"},"schema":{"$ref":"#/components/schemas/ErrorResponse"}}}},"403":{"description":"Forbidden - Insufficient permissions","content":{"application/json":{"example":{"error":"forbidden","message":"You don't have permission to access this resource","code":"AUTH_002","request_id":"3f0e7c2a-9b4d-4e1a-8c6f-2d5b7a1e9c30"},"schema":{"$ref":"#/components/schemas/ErrorResponse"}}}},"404":{"description":"Not Found - Resource does not exist","content":{"application/json":{"example":{"error":"not_found","message":"Resource not found","code":"NOT_FOUND_001","request_id":"3f0e7c2a-9b4d-4e1a-8c6f-2d5b7a1e9c30"},"schema":{"$ref":"#/components/schemas/ErrorResponse"}}}},"422":{"description":"Validation Error","content":{"application/json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"error":"validation_error","message":"Validation failed: amount: Input should be a valid integer","errors":{"amount":"Input should be a valid integer"},"code":"GEN_002","request_id":"3f0e7c2a-9b4d-4e1a-8c6f-2d5b7a1e9c30"}}}}},"x-fastapi-operation-id":"credit_approve_compliance_template_api_v1_credit_compliance_templates__template_id__approve_post"}}},"components":{"schemas":{"ComplianceTemplateApproveRequest":{"properties":{"reviewed_by":{"anyOf":[{"type":"string","maxLength":255},{"type":"null"}],"title":"Reviewed By","description":"Who reviewed it (required)."},"reviewed_on":{"anyOf":[{"type":"string","format":"date"},{"type":"null"}],"title":"Reviewed On","description":"The date of the review (required)."},"signoff_document":{"anyOf":[{"type":"string","maxLength":2000},{"type":"null"}],"title":"Signoff Document","description":"A URL or reference to the sign-off (required)."},"applies_if":{"anyOf":[{"additionalProperties":true,"type":"object"},{"type":"null"}],"title":"Applies If","description":"Optional: `{max_amount_financed_cents: N}` limits it to lines whose amount financed is at most N."}},"additionalProperties":false,"type":"object","title":"ComplianceTemplateApproveRequest","description":"Record counsel's approval of one template version."},"ComplianceTemplateResponse":{"properties":{"id":{"type":"string","title":"Id","description":"The manifest row."},"kind":{"type":"string","title":"Kind","description":"`disclosure` or `adverse_action`."},"jurisdiction":{"type":"string","title":"Jurisdiction","description":"Two-letter state code, or `generic`."},"version":{"type":"string","title":"Version","description":"e.g. `v1`."},"status":{"type":"string","title":"Status","description":"`draft`, `approved` or `retired`."},"applies_if":{"anyOf":[{"additionalProperties":true,"type":"object"},{"type":"null"}],"title":"Applies If","description":"When it applies, e.g. `{max_amount_financed_cents: N}`."},"reviewed_by":{"anyOf":[{"type":"string"},{"type":"null"}],"title":"Reviewed By","description":"Who reviewed it."},"reviewed_on":{"anyOf":[{"type":"string","format":"date"},{"type":"null"}],"title":"Reviewed On","description":"When."},"signoff_document":{"anyOf":[{"type":"string"},{"type":"null"}],"title":"Signoff Document","description":"Where the sign-off is kept."},"approved_by_user_id":{"anyOf":[{"type":"string"},{"type":"null"}],"title":"Approved By User Id","description":"The operator who approved it."},"approved_at":{"anyOf":[{"type":"string","format":"date-time"},{"type":"null"}],"title":"Approved At","description":"When."},"retired_at":{"anyOf":[{"type":"string","format":"date-time"},{"type":"null"}],"title":"Retired At","description":"When retired."},"file_present":{"type":"boolean","title":"File Present","description":"False when the template file is no longer shipped.","default":true},"changed_since_approval":{"type":"boolean","title":"Changed Since Approval","description":"True when the file differs from the one approved.","default":false},"deliverable":{"type":"boolean","title":"Deliverable","description":"Approved, its file present and unchanged: it may be delivered.","default":false}},"type":"object","required":["id","kind","jurisdiction","version","status"],"title":"ComplianceTemplateResponse","description":"One template version and its approval."},"SuccessEnvelope_ComplianceTemplateResponse_":{"properties":{"success":{"type":"boolean","title":"Success","default":true},"message":{"anyOf":[{"type":"string"},{"type":"null"}],"title":"Message"},"code":{"anyOf":[{"type":"string"},{"type":"null"}],"title":"Code"},"data":{"anyOf":[{"$ref":"#/components/schemas/ComplianceTemplateResponse"},{"type":"null"}]}},"additionalProperties":true,"type":"object","title":"SuccessEnvelope[ComplianceTemplateResponse]"},"ErrorResponse":{"title":"ErrorResponse","type":"object","description":"Envelope returned by every non-2xx response. Branch on `code` (stable) rather than `message` (human-readable, may change).","required":["error","message","code"],"properties":{"error":{"type":"string","description":"Error category: `validation_error`, `unauthorized`, `forbidden`, `not_found`, `conflict`, `rate_limited`, `server_error`, or `service_unavailable`."},"message":{"type":"string","description":"Human-readable explanation, safe to show to end users."},"code":{"type":"string","description":"Stable machine-readable code in `CATEGORY_NNN` form (e.g. `NOT_FOUND_006`, `AUTH_010`, `GEN_002`)."},"request_id":{"type":"string","description":"Correlation id for support requests. Echoes the `x-request-id` request header when one was supplied."},"errors":{"type":"object","additionalProperties":{"type":"string"},"description":"Field-level validation messages keyed by field name. Present on 400/422 validation failures only."}}}},"securitySchemes":{"BearerAuth":{"type":"http","scheme":"bearer","bearerFormat":"API Token","description":"API token authentication. Format: `Bearer dz_...`"}}},"security":[{"BearerAuth":[]}]}