{"openapi":"3.1.0","info":{"title":"GET /api/v1/credit/loans/{loan_id}/adjustments","version":"1.0.0","description":"List a loan's adjustments"},"servers":[{"url":"https://api.ondayzero.com","description":"Production"}],"paths":{"/api/v1/credit/loans/{loan_id}/adjustments":{"get":{"tags":["credit"],"summary":"List a loan's adjustments","description":"Waivers and goodwill credits on one loan, newest first, cursor-paged.","operationId":"list_loan_adjustments","parameters":[{"name":"loan_id","in":"path","required":true,"schema":{"type":"string","title":"Loan Id"}},{"name":"limit","in":"query","required":false,"schema":{"type":"integer","maximum":500,"minimum":1,"default":50,"title":"Limit"}},{"name":"cursor","in":"query","required":false,"schema":{"anyOf":[{"type":"string"},{"type":"null"}],"description":"`next_cursor` from the previous page.","title":"Cursor"},"description":"`next_cursor` from the previous page."},{"name":"authorization","in":"header","required":false,"schema":{"anyOf":[{"type":"string"},{"type":"null"}],"title":"Authorization"}},{"name":"x-business-id","in":"header","required":false,"schema":{"anyOf":[{"type":"string"},{"type":"null"}],"title":"X-Business-Id"}}],"responses":{"200":{"description":"Successful Response","content":{"application/json":{"schema":{"$ref":"#/components/schemas/SuccessEnvelope_CreditLoanAdjustmentListResponse_"}}}},"400":{"description":"Bad Request - Invalid input","content":{"application/json":{"example":{"error":"validation_error","message":"Validation failed: due_date: Input should be a valid date","errors":{"due_date":"Input should be a valid date"},"code":"GEN_002","request_id":"3f0e7c2a-9b4d-4e1a-8c6f-2d5b7a1e9c30"},"schema":{"$ref":"#/components/schemas/ErrorResponse"}}}},"401":{"description":"Unauthorized - Missing or expired token, an MCP OAuth token used against the REST API, or no access to this business","content":{"application/json":{"example":{"error":"unauthorized","message":"Authentication required","code":"AUTH_001","request_id":"3f0e7c2a-9b4d-4e1a-8c6f-2d5b7a1e9c30"},"schema":{"$ref":"#/components/schemas/ErrorResponse"}}}},"403":{"description":"Forbidden - Insufficient permissions","content":{"application/json":{"example":{"error":"forbidden","message":"You don't have permission to access this resource","code":"AUTH_002","request_id":"3f0e7c2a-9b4d-4e1a-8c6f-2d5b7a1e9c30"},"schema":{"$ref":"#/components/schemas/ErrorResponse"}}}},"404":{"description":"Not Found - Resource does not exist","content":{"application/json":{"example":{"error":"not_found","message":"Resource not found","code":"NOT_FOUND_001","request_id":"3f0e7c2a-9b4d-4e1a-8c6f-2d5b7a1e9c30"},"schema":{"$ref":"#/components/schemas/ErrorResponse"}}}},"422":{"description":"Validation Error","content":{"application/json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"},"example":{"error":"validation_error","message":"Validation failed: amount: Input should be a valid integer","errors":{"amount":"Input should be a valid integer"},"code":"GEN_002","request_id":"3f0e7c2a-9b4d-4e1a-8c6f-2d5b7a1e9c30"}}}}},"x-fastapi-operation-id":"list_loan_adjustments_api_v1_credit_loans__loan_id__adjustments_get"}}},"components":{"schemas":{"CreditLoanAdjustmentListResponse":{"properties":{"items":{"items":{"$ref":"#/components/schemas/CreditLoanAdjustmentResponse"},"type":"array","title":"Items"},"next_cursor":{"anyOf":[{"type":"string"},{"type":"null"}],"title":"Next Cursor"},"has_next":{"type":"boolean","title":"Has Next","default":false},"limit":{"anyOf":[{"type":"integer"},{"type":"null"}],"title":"Limit"}},"type":"object","title":"CreditLoanAdjustmentListResponse","description":"A page of a loan's adjustments, newest first."},"CreditLoanAdjustmentResponse":{"properties":{"id":{"type":"string","title":"Id"},"loan_id":{"type":"string","title":"Loan Id"},"credit_line_id":{"type":"string","title":"Credit Line Id"},"type":{"type":"string","enum":["waive_fee","waive_interest","goodwill_credit"],"title":"Type"},"amount_cents":{"type":"integer","title":"Amount Cents","description":"What the adjustment took off the loan. 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Null when the adjustment took effect in full."},"reason":{"type":"string","title":"Reason"},"effective_on":{"type":"string","format":"date","title":"Effective On"},"actor_user_id":{"anyOf":[{"type":"string"},{"type":"null"}],"title":"Actor User Id","description":"The operator who recorded it."},"created_at":{"anyOf":[{"type":"string","format":"date-time"},{"type":"null"}],"title":"Created At"}},"type":"object","required":["id","loan_id","credit_line_id","type","amount_cents","reason","effective_on"],"title":"CreditLoanAdjustmentResponse","description":"One adjustment recorded against a loan."},"SuccessEnvelope_CreditLoanAdjustmentListResponse_":{"properties":{"success":{"type":"boolean","title":"Success","default":true},"message":{"anyOf":[{"type":"string"},{"type":"null"}],"title":"Message"},"code":{"anyOf":[{"type":"string"},{"type":"null"}],"title":"Code"},"data":{"anyOf":[{"$ref":"#/components/schemas/CreditLoanAdjustmentListResponse"},{"type":"null"}]}},"additionalProperties":true,"type":"object","title":"SuccessEnvelope[CreditLoanAdjustmentListResponse]"},"ErrorResponse":{"title":"ErrorResponse","type":"object","description":"Envelope returned by every non-2xx response. Branch on `code` (stable) rather than `message` (human-readable, may change).","required":["error","message","code"],"properties":{"error":{"type":"string","description":"Error category: `validation_error`, `unauthorized`, `forbidden`, `not_found`, `conflict`, `rate_limited`, `server_error`, or `service_unavailable`."},"message":{"type":"string","description":"Human-readable explanation, safe to show to end users."},"code":{"type":"string","description":"Stable machine-readable code in `CATEGORY_NNN` form (e.g. `NOT_FOUND_006`, `AUTH_010`, `GEN_002`)."},"request_id":{"type":"string","description":"Correlation id for support requests. Echoes the `x-request-id` request header when one was supplied."},"errors":{"type":"object","additionalProperties":{"type":"string"},"description":"Field-level validation messages keyed by field name. Present on 400/422 validation failures only."}}}},"securitySchemes":{"BearerAuth":{"type":"http","scheme":"bearer","bearerFormat":"API Token","description":"API token authentication. Format: `Bearer dz_...`"}}},"security":[{"BearerAuth":[]}]}