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Request an underwriting assessment

POST/api/v1/credit/underwriting/assessments

Returns a pending assessment. Bank backfill, categorisation, and trailing-ratio history can take up to three days, so callers must not assume a synchronous answer — poll the get endpoint or subscribe to the completion event. We return evidence; the lending decision stays the partner's.

Operation ID: request_underwriting_assessment_api_v1_credit_underwriting_assessments_post·View as markdown·OpenAPI slice

Authentication

Bearer token authentication. Pass your DayZero API token in the Authorization header and the target business UUID in x-business-id.

Request body

Schema: UnderwritingAssessmentRequest

credit_line_idstring
external_application_idstring
program_idstring
criteria_overridearray · object

Evaluate against these instead of the program's set.

Responses

201Successful Response

Schema: SuccessEnvelope_UnderwritingAssessmentResponse_

successboolean
messagestring
codestring
dataUnderwritingAssessmentResponse

400Bad Request - Invalid input

401Unauthorized - Authentication required

403Forbidden - Insufficient permissions

404Not Found - Resource does not exist

422Validation Error

Schema: HTTPValidationError

detailarray · ValidationErrorValidationError
5 fields
locarray · string | integerrequired
msgstringrequired
typestringrequired
inputobject
ctxobject