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A finance department that runs itself.

Agents do the work. People approve it. The books close by business day three, every number traces to its source, and the ledger you keep can fund the business.

Watch it work
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Every product. One ledger.

A few of them, all on one double-entry core.

See The Ledger

Move faster on finance.

From bookkeeping to board meetings. Agents do the work. You approve.

A finance stack built around you

The monthly close, on a checklist

Expenses on your phoneEarly access

Manage collections with our agents

Subscription forecasting

Investor reporting

Set up around how you work.

Drop in your SOP. We learn your books.

  • Close SOP.docx

Meet your finance team.

As many agents as you need. Message them like teammates.

  • Close June.
  • May collections?
  • Revenue mix by product?

Agents catch the unknowns.

When a number doesn't tie, they ask. Your answer becomes a rule.

Bill partly paidPayables
Bill $8,640.50Paid $8,215.00Open $425.50
Ask DanaMark paid

Nothing moves without you.

Agents prepare the work. People approve it. Everything is recorded.

You approve before it posts

Payments, transfers and entries wait for the right person. You see the exact rows before anything changes.

Bill 8812 · Pacific Pack$8,400.00 · three-way matchedNeeds approval

An audit trail on every action

Every change records who or what made it, when, and why. Your accountant and auditor see the same history.

  1. Payables Drafted bill 8812 from invoice-8812.pdfJun 30, 8:02 am · Matched PO-0412 and receipt RCV-0388
  2. Michelle Approved $8,400.00Jun 30, 9:14 am · Reviewed the lines against the PO
  3. Marco Reyes Reviewed the closeJul 1, 7:40 am · Ties to the bank statement

Our ledger, or keep QuickBooks

DayZero runs on its own double-entry ledger. Prefer QuickBooks? Keep it. Approved work syncs both ways as native records, and you keep full ownership.

Bill 8812 · native QuickBooks bill Attachment and approval carried acrossIn sync

A scorecard you can publish

Every month your books get a grade from the records they keep: who coded what, what was reverted, how fast it closed. Share it with one link.

Trust Scorecard · June 202696.2% auto-coded · 3 of 1,772 rows reverted · closed in 2 business daysGrade APublic link

Up and running in five days.From the start of your pilot to your first close review.

See how the pilot works

The numbers your board asks for, before they ask.

Our CFO advisory work runs on the live ledger — scorecards, variance narratives, lending packages, and the 13-week cash model are current the day the meeting is booked, not a week after the close. We stand behind the numbers in the room.

  • Add customer concentration.
  • Bank balances by month.
  • Cash burn and runway?

Financial Scorecards

Real-time KPI dashboards with revenue, margins, burn rate, and runway — auto-generated from your books.

Variance Analysis

AI explains every material variance: what changed, why, and whether it needs attention.

Capital

Offers from lenders already on the platform, applications run from your books, and the cost of financing a PO shown next to its cash impact.

Cash Flow Forecasting

13-week rolling forecasts built from actuals, AR aging, and AP schedules — refreshed as your data syncs.

Pilot. Deployment. Partnership.

The pilot is free, and our prices are public.

Asked, answered.

Both. AI agents do the repetitive work inside your accounts, and accountants on our team review it, own the close and answer your questions.
No. DayZero has its own ledger, but you can keep QuickBooks if you'd like: keep it connected and approved work syncs both ways as native QuickBooks records. If you'd rather move, DayZero has direct migration connectors for QuickBooks Online and Xero. Connect via OAuth and it imports your chart of accounts, customers, vendors, items, transactions and balances, finishing with an opening-balance journal entry and a trial-balance QA report. From other platforms you can migrate via CSV import, and our team can assist with larger migrations.
No. Bill payments, transfers and anything that posts to the books wait for a person to approve.
Each business picks the business day its month must be closed by; three is the default. The Accounting Periods page shows the deadline, the readiness score and the blockers every day, reminders go out three days and one day before, and every closed period is recorded as on time or late. On Fully Managed, meeting that date is the deliverable. See the Close Commitment.
Every month your books get a Trust Scorecard computed from the records DayZero keeps: the share of transactions coded by rules, agents and people, how many automated changes were reverted, what people approved, how fast the month closed and where each number came from. It carries a letter grade from a published rubric and a public link you can hand to a lender or an auditor. See the Trust Scorecard.
Lenders run their credit programs on DayZero. If a lender lists a program, your business sees the offer on its Capital page and can apply from its own books; the lender's underwriting decides. From any purchase order, Fund this PO shows the cash impact and the estimated cost of financing it on a line you hold. DayZero keeps the book; the lender moves the money. See Capital.
Most are. The pilot starts with a review of your current file, a list of what's wrong, and a cleanup before the first close.
Run the books yourself on DayZero for $100 a month after a 30-day free trial, or have our accountants run them from $300 a month. Accounting firms pay per client. Every engagement can start with a free five-day pilot, and larger work such as QoE or custom software is quoted after it. See pricing.
Yes. Your data is encrypted: AES-256 at rest · TLS 1.2+ in transit. Preparing for SOC 2 Type II, report expected mid-2027; in the meantime we operate against the SOC 2 control framework, enforce role-based access controls, and maintain a full audit trail for every AI action. Your data is never used to train AI models — ours or our providers'.

Start next month at zero.

A free pilot on your real books. We’ll show you what’s wrong with them, whether or not you keep us.

We’re accountants and engineers. We built the software we always wanted to run books on — then we started running books on it.